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Retirement runway
Retirement Readiness Calculator
See how long your savings may last and which change could make the biggest difference.
Open calculator →Free retirement calculators
Answer one retirement question at a time.
Clear calculators built around real U.S. retirement decisions. Start with the question that matters most today.
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Claiming decision
Social Security Break-Even Calculator
Compare cumulative benefits at 62, full retirement age, and 70.
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Investment costs
401(k) Fee Impact Calculator
Compare two annual fee levels and see how the difference can compound over time.
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Early distributions
401(k) Early Withdrawal Calculator
Estimate income tax, the possible 10% additional tax, Rule of 55 treatment, and the long-term portfolio cost.
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Contribution taxes
Roth vs. Traditional Calculator
Compare current and retirement tax rates, including what happens when you invest the Traditional tax savings.
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Retirement income
4% Rule & Safe Withdrawal Calculator
Test a starting withdrawal, portfolio longevity, inflation, fees, and changing return sequences.
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Future benefit
Social Security Benefits Estimator
Estimate a worker benefit from covered earnings, the highest 35 years, and claiming age.
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Before Medicare
Early Retirement Healthcare Calculator
Estimate the healthcare bridge for you and your spouse before Medicare.
In development. No signup needed for updates.Planned
Tax planning
Roth Conversion Calculator
Explore whether lower-income retirement years may create a conversion opportunity.
In development. No signup needed for updates.Available
Location
Retirement State Tax Comparison
Explore retirement-income rules in all 50 states and estimate the range for your profile.
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Required withdrawals
RMD Calculator
Use the IRS Uniform Lifetime Table to estimate the annual minimum, deadlines, and a year-by-year account path.
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