.fee-calculator{background:#fff;border:1px solid #cbd8e2;border-radius:20px;overflow:hidden;box-shadow:0 22px 54px #102a431c}.calculator-intro{border-bottom:1px solid var(--line);background:linear-gradient(120deg,#f4f8fa,#fff);justify-content:space-between;align-items:end;gap:28px;padding:30px 32px;display:flex}.calculator-intro>div{max-width:720px}.calculator-intro h2{color:var(--navy);font:700 35px/1.1 var(--serif);margin:3px 0 7px}.calculator-intro p:last-child{color:var(--muted);margin:0;font-size:15px}.example-button{min-height:45px;color:var(--blue-dark);font:800 13px var(--sans);cursor:pointer;background:#fff;border:1px solid #9bb5c8;border-radius:9px;padding:9px 15px}.example-button:hover{border-color:var(--blue);background:#f4f9fc}.calculator-grid{grid-template-columns:390px minmax(0,1fr);display:grid}.calculator-form{background:var(--navy);color:#fff;padding:29px 30px}.calculator-form fieldset{border:0;margin:0 0 27px;padding:0}.calculator-form legend{color:#f0c77e;text-transform:uppercase;letter-spacing:.1em;border-bottom:1px solid #496178;width:100%;margin-bottom:15px;padding:0 0 9px;font-size:12px;font-weight:900}.calculator-form label{gap:7px;margin-bottom:18px;font-size:14px;font-weight:750;display:grid}.calculator-form label>span:first-child{justify-content:space-between;gap:10px;display:flex}.calculator-form label small,.form-note{color:#b9cad8;font-size:11px;font-weight:500;line-height:1.4}.input-shell{background:#fff;border:1px solid #658096;border-radius:9px;align-items:center;min-height:49px;display:flex;overflow:hidden}.input-shell:focus-within{outline-offset:2px;outline:3px solid #f3b548}.input-shell b{color:#597083;padding:0 0 0 13px;font-size:14px}.input-shell.suffix b{padding:0 13px 0 0}.input-shell input{width:100%;min-width:0;color:var(--navy);font:800 17px var(--sans);background:#fff;border:0;outline:0;padding:10px 12px}.input-shell input[aria-invalid=true]{background:#fff1ef}.fee-fields{grid-template-columns:1fr 1fr;gap:11px;display:grid}.range{accent-color:#f3b548;width:100%}.range-scale{justify-content:space-between!important;display:flex!important}.calculator-form output{color:#fff}.form-note{margin:-5px 0 0}.validation{color:#742d24;background:#ffe8e3;border-radius:7px;padding:10px;font-size:12px;font-weight:800}.calculator-results{padding:30px 32px}.result-callout{border-left:5px solid var(--green);background:var(--green-pale);border-radius:5px 10px 10px 5px;gap:3px;padding:18px 20px;display:grid}.result-callout.is-negative{border-left-color:var(--gold);background:var(--gold-pale)}.result-callout span{color:#3f6654;text-transform:uppercase;letter-spacing:.07em;font-size:11px;font-weight:900}.result-callout strong{color:var(--navy);font:700 clamp(28px,4vw,39px)/1.1 var(--serif)}.result-callout small{color:var(--muted);font-size:12px}.result-kpis{grid-template-columns:repeat(3,1fr);gap:10px;margin:19px 0;display:grid}.result-kpis div{border:1px solid var(--line);background:var(--pale);border-radius:9px;padding:13px}.result-kpis span,.result-kpis strong{display:block}.result-kpis span{min-height:34px;color:var(--muted);font-size:10px;line-height:1.35}.result-kpis strong{color:var(--navy);margin-top:4px;font-size:16px}.growth-chart{border:1px solid var(--line);border-radius:11px;padding:15px 15px 10px}.chart-legend{color:var(--muted);justify-content:flex-end;gap:16px;font-size:10px;display:flex}.chart-legend span{align-items:center;gap:5px;display:flex}.chart-legend i{background:var(--blue);border-radius:2px;width:9px;height:9px}.chart-legend i.comparison{background:var(--green)}.chart-plot{background:repeating-linear-gradient(0deg,#0000 0 46px,#e8eef2 47px);border-bottom:2px solid #c2d0da;grid-template-columns:repeat(5,1fr);align-items:end;gap:10px;height:190px;display:grid}.chart-group{text-align:center;grid-template-rows:1fr 24px;align-items:end;height:100%;display:grid}.chart-bars{justify-content:center;align-items:end;gap:4px;height:100%;display:flex}.chart-bars i{background:var(--blue);border-radius:4px 4px 0 0;width:min(24px,32%);min-height:5px;transition:height .4s;display:block}.chart-bars i.comparison{background:var(--green)}.chart-group small{color:var(--muted);padding-top:5px;font-size:9px}.plain-result{background:var(--gold-pale);border-radius:10px;margin-top:18px;padding:17px}.plain-result>p:not(.card-kicker){color:#385066;margin:5px 0;font-size:13px}.plain-result .fine{margin-top:8px!important}.year-table{border-top:1px solid var(--line);margin-top:13px;padding-top:12px}.year-table summary{cursor:pointer;color:var(--blue-dark);font-size:13px;font-weight:800}.year-table table{border-collapse:collapse;width:100%;margin-top:12px;font-size:12px}.year-table th,.year-table td{border:1px solid var(--line);text-align:right;padding:8px}.year-table th:first-child{text-align:left}.year-table thead th{background:var(--navy);color:#fff}.ai-helper{background:#f3f7fa;border-top:1px solid #cbd8e2;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;padding:24px 30px;display:grid}.ai-mark{background:var(--blue);color:#fff;border-radius:50%;place-items:center;width:50px;height:50px;font-size:13px;font-weight:900;display:grid}.ai-helper h3{color:var(--navy);font:700 23px/1.15 var(--serif);margin:2px 0 4px}.ai-helper p:not(.card-kicker){color:var(--muted);margin:0;font-size:13px;line-height:1.5}.ai-helper .button{white-space:nowrap}@media (width<=900px){.calculator-grid{grid-template-columns:1fr}.calculator-form{grid-template-columns:1fr 1fr;gap:22px;display:grid}.calculator-form fieldset{margin:0}.calculator-form .validation{grid-column:1/-1}.ai-helper{grid-template-columns:auto 1fr}.ai-helper .button{grid-column:2;justify-self:start}.result-kpis{grid-template-columns:1fr 1fr}.result-kpis div:last-child{grid-column:1/-1}}@media (width<=620px){.calculator-intro{flex-direction:column;align-items:stretch;padding:24px 18px}.calculator-intro h2{font-size:30px}.calculator-form{padding:25px 18px;display:block}.calculator-form fieldset{margin-bottom:27px}.calculator-results{padding:24px 18px}.fee-fields,.result-kpis{grid-template-columns:1fr}.result-kpis div:last-child{grid-column:auto}.chart-plot{gap:4px;height:160px}.chart-legend{justify-content:flex-start}.ai-helper{grid-template-columns:1fr;padding:23px 18px}.ai-helper .button{grid-column:auto;width:100%}.ai-mark{width:42px;height:42px}}.calculator-hero[data-astro-cid-mq2idfk2]{border-bottom:1px solid var(--line);background:linear-gradient(125deg,#fff 40%,#f4f8fa);padding:62px 0 92px}.calculator-hero[data-astro-cid-mq2idfk2] h1[data-astro-cid-mq2idfk2]{max-width:850px;color:var(--navy);font:700 clamp(43px,5.5vw,65px)/1.02 var(--serif);letter-spacing:-.035em;margin:0 0 18px}.calculator-hero[data-astro-cid-mq2idfk2] .lede[data-astro-cid-mq2idfk2]{max-width:810px}.hero-trust[data-astro-cid-mq2idfk2]{color:#41586c;flex-wrap:wrap;gap:10px 22px;font-size:13px;font-weight:750;display:flex}.hero-trust[data-astro-cid-mq2idfk2] span[data-astro-cid-mq2idfk2]:before{content:"✓";color:var(--green);margin-right:7px;font-weight:900}.calculator-stage[data-astro-cid-mq2idfk2]{margin-top:-50px;padding-bottom:76px;position:relative}.calculator-guide[data-astro-cid-mq2idfk2]{border-top:1px solid var(--line);background:#fff;padding:76px 0}.guide-layout[data-astro-cid-mq2idfk2]{grid-template-columns:minmax(0,780px) 260px;align-items:start;gap:78px;display:grid}.guide-body[data-astro-cid-mq2idfk2] h2[data-astro-cid-mq2idfk2]{color:var(--navy);font:700 35px/1.16 var(--serif);letter-spacing:-.02em;margin:49px 0 13px}.guide-body[data-astro-cid-mq2idfk2]>.eyebrow[data-astro-cid-mq2idfk2]+h2[data-astro-cid-mq2idfk2]{margin-top:0}.guide-body[data-astro-cid-mq2idfk2] p[data-astro-cid-mq2idfk2],.number-list[data-astro-cid-mq2idfk2]{color:#354b5f}.guide-body[data-astro-cid-mq2idfk2] a[data-astro-cid-mq2idfk2]{color:var(--blue-dark);text-underline-offset:3px;text-decoration:underline}.method-box[data-astro-cid-mq2idfk2]{border-left:5px solid var(--blue);background:var(--pale);border-radius:5px 11px 11px 5px;margin:32px 0;padding:23px}.method-box[data-astro-cid-mq2idfk2] p[data-astro-cid-mq2idfk2]{margin:6px 0;font-size:14px}.method-box[data-astro-cid-mq2idfk2] code[data-astro-cid-mq2idfk2]{color:var(--navy);white-space:normal;background:#fff;border:1px solid #d1dce4;border-radius:7px;padding:11px;font:700 14px/1.5 ui-monospace,SFMono-Regular,Menlo,monospace;display:block}.number-list[data-astro-cid-mq2idfk2]{padding-left:24px}.number-list[data-astro-cid-mq2idfk2] li[data-astro-cid-mq2idfk2]{margin:13px 0;padding-left:5px}.guide-faq[data-astro-cid-mq2idfk2] details[data-astro-cid-mq2idfk2]{border-top:1px solid var(--line);padding:17px 0}.guide-faq[data-astro-cid-mq2idfk2] details[data-astro-cid-mq2idfk2]:last-child{border-bottom:1px solid var(--line)}.guide-faq[data-astro-cid-mq2idfk2] summary[data-astro-cid-mq2idfk2]{cursor:pointer;color:var(--navy);font-weight:800}.guide-faq[data-astro-cid-mq2idfk2] p[data-astro-cid-mq2idfk2]{margin-bottom:2px;font-size:15px}.disclaimer[data-astro-cid-mq2idfk2]{background:var(--gold-pale);border-radius:9px;margin-top:30px;padding:17px}.guide-nav[data-astro-cid-mq2idfk2]{border:1px solid var(--line);background:var(--pale);border-radius:13px;gap:0;padding:23px;display:grid;position:sticky;top:108px}.guide-nav[data-astro-cid-mq2idfk2]>a[data-astro-cid-mq2idfk2]{border-bottom:1px solid var(--line);color:var(--blue-dark);padding:11px 0;font-size:13px;font-weight:800}.guide-nav[data-astro-cid-mq2idfk2]>div[data-astro-cid-mq2idfk2]{background:#fff;border-radius:9px;margin-top:18px;padding:15px}.guide-nav[data-astro-cid-mq2idfk2] b[data-astro-cid-mq2idfk2],.guide-nav[data-astro-cid-mq2idfk2] span[data-astro-cid-mq2idfk2]{display:block}.guide-nav[data-astro-cid-mq2idfk2] b[data-astro-cid-mq2idfk2]{color:var(--navy);font-size:13px}.guide-nav[data-astro-cid-mq2idfk2] span[data-astro-cid-mq2idfk2]{color:var(--muted);margin-top:5px;font-size:11px;line-height:1.45}@media (width<=900px){.guide-layout[data-astro-cid-mq2idfk2]{grid-template-columns:1fr}.guide-nav[data-astro-cid-mq2idfk2]{order:-1;max-width:520px;position:static}.calculator-guide[data-astro-cid-mq2idfk2]{padding-top:60px}}@media (width<=620px){.calculator-hero[data-astro-cid-mq2idfk2]{padding:48px 0 78px}.calculator-stage[data-astro-cid-mq2idfk2]{margin-top:-35px;padding-bottom:58px}.calculator-guide[data-astro-cid-mq2idfk2]{padding:55px 0}.guide-body[data-astro-cid-mq2idfk2] h2[data-astro-cid-mq2idfk2]{font-size:31px}.guide-layout[data-astro-cid-mq2idfk2]{gap:42px}}